REPAY FOR ACCOUNTS RECEIVABLE / COLLECTIONS is an innovative, full-service payment technology and processing provider for the collections industry. The REPAY platform provides direct integration into your ARM system, so you can effectively and efficiently receive and manage customer payments through the end of their balance. Omni-channel payment options, including agent-assisted, IVR, text, and web portal, allow customers to pay you effortlessly 24/7/365 using ACH, debit cards, or credit cards. Using the most secure, compliant and advanced technology available, REPAY simplifies payments for businesses and their customers.

Payrazr features used by the Collect!-Payrazr integration includes:

• Omnichannel Payment Solution. Ability to accept payment form consumers via an online portal., SMS/text, IVR, and email link.
• Merchant Pass: Payrazr’s Merchant Pass offers clients the ability to avoid paying for processing costs by up to 90%. Payrazr charges a small convenience fee directly to the consumer and turns off the billing to the merchant.
• Account Updater: Account Updater is an automated add-on service that fetches updated credit/debit card account information from the issuer, which helps to eliminate costly FTE hours used to track down consumers for updated card information. Payrazr’s Account Updater will automate the updated card data allowing your team to focus on new consumer contacts.

Payscout has created a market-leading accounts receivable management payment platform that provides payment solutions for all aspects of collections and revenue cycle management for both domestic and international agencies. We offer several core products and services: Condor, Payment Processing for ARM, and an award-winning ARM Payment Gateway. Our feature-rich payment gateway is fully integrated with Collect! to offer you real-time processing, PCI Scope reduction, recurring billing, customer database, tokenization, payment splitting capabilities, Text to Pay options via SMS, robust reporting for formatting options to meet your client and system needs. Benefits of Processing with Payscout:

• Competitive rate for the whole company
• Multiple MID set-up to accommodate client money segregation requirements
• Reg Tech-Payscout implements regulatory monitoring to help protect Payscout customers from harmful regulatory actions
• Redundant acquiring relationship to eliminate payment disruption
• Multiple payment-type acceptance: credit cards, debit cards, HSA cards, ACH, Check 21, etc.

Apply Online Now for a Payscout Merchant Account!

If you want to be paid, it’s time to be Savvy! Payment Savvy is an all-encompassing merchant service provider for the ARM industry. Let our expert team create a custom payment solution for your business to maximize efficiencies and increase revenue. Our Savvy Suite of credit/debit card and ACH acceptance products include fee-free processing, online payment gateways, web & recurring payments, integrated voice response, pay by text, and many more!

PDCFlow is a leading provider of comprehensive Accounts Receivable practice management and consulting services. They set the standard for customer service, information management, reporting, and technology. They are committed to providing high quality cash accelerating solutions and outstanding service, which insures their customers a successful and prosperous experience. Their goal is to help their customers experience success. To accomplish this they have created an environment that offers agency customers / patients multiple, easy methods to pay by any payment source, while positively enhancing their experience of resolving the obligation. PDCFlow is a cloud based payment processing service founded in 2005. PDCFlow allows companies new to merchant processing to accept credit cards and ACH transactions for payment, via the phone, internet or on the go with mobile devices. PDCFlow complements existing merchants with features designed to reduce receivables and tremendously increase cash flow. They actively assists U.S. based businesses and organizations nationwide, including but not limited to, utility companies, medical facilities, and the accounts receivables management industry. 

PaymentVision is a biller-direct, PCI-certified, electronic payment gateway provider. PaymentVision offers clients the unified ability to accept all forms of payment – check, ACH, cash, and credit or debit card payments, through their own call center all at very competitive pricing. Two of our newest products include an online debt negotiation tool as well as a customizable Mobile app.

Processing categories: Primarily collections, payday lending and consumer finance

Jurisdictions: Primarily US and Canada, other jurisdictions when needed

Gateways: USAePay, Auth.net, NMI and their proprietary gateway

Integration: Collect! has a fully functioning integration with USAePay for cards and ACH for US collections

Use of Integrations: Using integrations is easy with their ‘smart plug-and-play’ APIs

Getting Started: Channel Payments conducts their own underwriting processes

Features: Convenience/no cost to biller model, payment orchestration, customized routing, a robust consumer engagement platform that is much more than just a consumer portal, no term contracts, and 100% control over your payment tokens and data

Differentiators: Channel Payments is a tech company first, and a payment processor second and prides itself on offering the best technology for both the client and the consumer, at the best pricing.

Applied Innovation’s suite of solutions allow you to automate your workflow and improve efficiencies. PayStream is not a payment processor but offers 2 portal websites for 365/24/7 online payments – PCI, Reg E and E-sign compliant that connect to your payment processor. GreenLight allows for e-signatures in seconds. Utilizing text or email, consumers can access and authorize payments, allowing businesses to collect faster while staying compliant. Manage compliance and deliver statements and reports automatically using Papyrus, our content management system. Applied Innovation’s solutions are Collection Perfection.

EFT Network has been a leading provider of Electronic Payment Processing solutions for the Collection industry for 20+ years. These innovative payment solutions help agencies reduce operating expenses while automating payment processing and posting, for faster more efficient – and profitable – collections. Today, EFT Network has over 2,000 agencies processing payments electronically. These unparalleled payment processing solutions – along with EFT Network’s technical expertise – ensure customized, flawless integration with Collect!.

TxtaCheck by EFT Network is a ‘first of its kind’ technology, allowing you to accept true check payments from consumers, in a consumer not-present environment. Stop jeopardizing your NACHA return thresholds, spending time and money complying with Reg. E, paying a costly discount rate on card transactions, and start taking checks again. Transactions are fully compliant and regulated as a UCC Check payment. Benefits of TxtaCheck Payments:

• No Underwriting Required
• Eliminate NACHA Regulated Returns
• Eliminate Reg E compliance
• Engage with consumers via mobile technology
• Dual Authorizations, including a signature

ExpiTrans is a single-source provider of end to end payment processing and merchant services. We recognize and embrace the idea that we are only successful if our clients are successful first. We utilize our vast knowledge of the industry to evaluate your business model to make recommendations to increase your sales while reducing the associated risk that comes along with taking electronic forms of payment. We will incorporate customized and adaptable payment methods that will make it easier for your customers to complete their purchases and streamline gift card and loyalty programs into your business.

ezPay365 is a payment processing solutions provider for companies within the ARM/Collection, Healthcare and Legal markets. ezPay365 is revolutionizing the way consumers engage with agencies/creditors through mobile phones with our mobile payment applications. With 25 years ARM industry experience, ezPay365 specializes in the processing of credit card, debit, HSA/FSA and ACH payments. Our customers are supported by our multiple banking relationships to accept direct merchant fees or our PassThru convenience fee model. We include next day funding for card processing and on average have reduced card processing fees by 15%. Payment channel solutions consist of collector/agent based integrated directly with Collect!, MobilePay & online payment portal, with flexible payment options and account negotiating and IVR systems.

Fortis Pay + Collect! have built a custom browser based API to seamlessly connect Collect! with Fortis Pay’s payment processing functionality. Essentially, we are a “wholesaler” for Visa/MC and can be more competitive in our rates and fees than the banks can directly. The advantage of using Fortis Pay over other processors goes well beyond rates and fees though. We are leading the industry in payment security, technology, and user-friendly integrations. Fortis Pay’s executive team and managers are made up of business professionals who bring their past business experiences to your industry. Stop calling 1-800-GoodLuck! You need a trusted partner in payments with the customer support and personal attention you deserve! Experience the Fortis Pay difference today: collect.fortispayments.com.

Merchant Warrior is one of the most innovative, secure, flexible, cost-effective and robust processing platforms available in the market today. With a dominant presence in the Australian and New Zealand ARM markets, Merchant Warrior offers a robust processing gateway by combining a vast array of advanced features and tools, made available through a straightforward interface. The product suite includes: direct APIs, token payments, hosted payment pages, recurring payments, virtual terminal, dynamic currency conversion, multi currently processing, payment links, batch processing, drop-in iFrames and accepts numerous payment methods.

Services include Least Cost Routing, PaybyLink or SMS, instant onboarding, dynamic surcharging, automated reconciliation, and chargeback automation.

BPay has helped make the lives of millions of bill-paying Australians easier, allowing bills to be paid quickly and securely, 24/7 through an Internet or phone banking service. In 2009, over 264 million payments were made using BPAY. Collect can generate secure BPay check-digits onto your letters , emails or SMS.

POST billpay provides many features and benefits to you and your customers. The Benefits for your business include:

• Reduces costs in bill delivery and payment.
• More collection channels: in person, by phone and on the Internet.

Collect! can print Australia Post barcodes directly onto your demand letters.