Metro 2 Format - Header Record
The Header Record is the first segment of a credit reporting file.
It contains information necessary to identify the reporting entity
or agency. It also identifies the credit bureau the file has been
produced for and the reporting date.
In the image below, the fields in the Header Record are
partitioned and identified. Actually, this is one long string of
data in the reporting file.
In the tables below,
- Field is the Metro 2 Format Field number
- Field Name is taken from the Metro 2 Format. Refer to the Field
Number and Field Name when you are trying to determine CBR
requirements for particular areas.
- Length and Position can be used as reference points
when you are examining actual data in the report as Collect!
generates it.
- Source is the field in Collect! where the information is
pulled from, or some sort of internal value, as indicated.
| Header Record |
| Field | Field Name | Length | Position | Source |
| 1 | Record Descriptor | 4 | 1-4 | Line Length |
| 2 | Record Identifier | 6 | 5-10 | Header |
| 3 | Cycle Number | 2 | 11-12 | Cycle Reporting -- BLANK |
| 4 | CCA Identifier | 10 | 13-22 | BLANK |
| 5 | Equifax Identifier | 10 | 23-32 | Credit Bureau Setup Equifax Credit Grantor # |
| 6 | Experian Identifier | 5 | 33-37 | Credit Bureau Setup Experian Control # |
| 7 | Trans Union Identifier | 10 | 38-47 | Credit Bureau Setup TU Credit Grantor # |
| 8 | Activity Date | 8 | 48-55 | Last update to account balances |
| 9 | Date Created | 8 | 56-63 | Credit Report Date |
| 10 | Program Date | 8 | 64-71 | Internal Program Date |
| 11 | Program Revision Date | 8 | 73-79 | Internal Program Date |
| 12 | Reporter Name | 40 | 80-119 | Company Details Name |
| 13 | Reported Address | 96 | 120-215 | Company Details Address Lines 1-3 |
| 14 | Reporter Phone | 10 | 216-225 | Company Details Phone |
| 15 | Reserved | 201 | 226-426 | Program Creator and Version -- Help About |
The next table clearly displays each database field name from
Collect! to help you determine more easily where information
is coming from.
| Header Record Database Fields |
| Metro 2 Field Name | Database Form and Field | Length | Position in Header |
| Equifax Identifier | Credit Bureau Setup Equifax Credit Grantor # | 10 | 23-32 |
| Experian Identifier | Credit Bureau Setup Experian Control # | 5 | 33-37 |
| Trans Union Identifier | Credit Bureau Setup TU Credit Grantor # | 10 | 38-47 |
| Reporter Name | Company Details Name | 40 | 80-119 |
| Reported Address | Company Details Address Lines 1-3 | 96 | 120-215 |
| Reporter Phone | Company Details Phone | 10 | 216-225 |
Collect! uses the 426 character format when creating
the credit reporting file in Metro 2 Format.
For more information, please refer to your
credit reporting manual or consult with your
credit bureau representative.
See Also
- Credit Reporting Functional Description
- Credit Bureau Reporting Topics
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